Today’s conversation is about certainty
In our recent Global Atlantic 2023 Retirement Insights Survey, we polled 1,001 investors and discovered that, following a tumultuous 2022, they have very real concerns about what 2023 holds in store for their portfolios. Could a fixed index annuity (FIA) help add some certainty to their strategy?
92%
OF INVESTORS
are concerned about volatility, recession or high interest
NEARLY
90%
OF INVESTORS
say portfolio protection is important to them
70%
OF INVESTORS
have discussed protecting a portion of their investments with a financial professional
ONLY
50%
OF INVESTORS
feel they are adequately protected from a market downturn
After decades of delivering stable returns, the traditional 60/40 portfolio mix of stocks and bonds failed in 2022. So far in 2023, the portfolio approach appears to be rebounding. But for how long? The real question is what’s next?
Today’s allocation conversation is about stocks, bonds — and how an FIA might add some stability to a portfolio.
Can we talk? The new conversation toolkit
The following resources can help you start, expand and close the new allocation conversation, offering FIAs as a fresh approach for adding some certainty to your clients’ portfolios.
Start the Conversation
If you have clients wondering what happened to their portfolios in 2022, these resources can help you explain this extraordinary occurrence.
Good news/Bad news
From a historical perspective, what does it take to get back to break even after a market downturn?
Should rising rates lower expectations?
Start a new conversation about fixed income alternatives.
Explore ForeAccumulation
With an S&P 500® Index linked 10% Cap,1 100% of principal protected from market losses and zero upfront sales charges–ForeAccumulation just might fit your client's financial goals.
Expand the Conversation
After a disastrous 2022, the 60/40 investment strategy seems to have bounced back, but for how long? How can you help investors prepare for what’s next? It’s all about stability.
"Whether-proof" their portfolio
Talk about annuities in a new way — showing clients how annuities might offer a good complement to a 60/40 portfolio.
When evaluating performance, are you getting the full picture?
S&P 500® bull market returns may be more modest than expected when seen from the perspective of “full cycle” returns.
What goes down, typically goes back up
Stats from the perspective of the S&P 500®‘s 95-year history show that “what goes down, typically comes back up.”
Explore ForeAccumulation
With an S&P 500® Index linked 10% Cap,1 100% of principal protected from market losses and zero upfront sales charges–ForeAccumulation just might fit your client's financial goals.
Close the Conversation
Here’s a key talking point: Some annuities can add a “certain something” to a portfolio. And that “something” is certainty.
Case Study: Meet Emma
Show how an alternative approach with a fixed index annuity might help limit losses while providing a guaranteed return.
MarketWatch article: What does the portfolio of the future look like?
Share this article to illustrate how alternative approaches may reduce the impact of future volatility.
Explore ForeAccumulation
With an S&P 500® Index linked 10% Cap,1 100% of principal protected from market losses and zero upfront sales charges–ForeAccumulation just might fit your client's financial goals.
Start a conversation with us!
For more information about our fixed index annuity strategies and client resources, contact your wholesaler or request a call.